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Empowering Your Wealth Journey with Mutual Funds
Mutual funds are ideal for investors seeking diverse investment opportunities with varying goals but lacking the time or expertise to select individual stocks for maximum profitability. They provide professional oversight, reduce transaction costs, and offer benefits such as diversification, liquidity, and potential tax advantages. Our goal is to assist you in financial planning and realizing long-term objectives through our extensive network and team of financial advisors.
Key Benefits
Mutual Fund is the way to grow
Diversification
With mutual fund investments, your money can be spread in small bits across varied companies. This way you reap the benefits of a diversified portfolio with small investments.
Professional Management
The pool of money collected by a mutual fund is managed by professionals who possess considerable expertise, resources and experience.
Disciplined Investment
SIPs in best Mutual Fund help to curb unnecessary expenses and develop a disciplined approach towards investing
Low Transaction Costs
Mutual funds take advantage of their buying and selling volume to reduce transaction costs for their investors.
Liquidity
Mutual funds are considered as being extremely liquid since they are simple to buy and sell in the short term during market hours.
Tax Benefits
Save taxes by investing in Best ELSS Mutual Fund schemes U/S 80C.
How to Invest in Mutual Fund Through SMC
- Step 1
Open SMC App
- Step 2
Make your Investment
- Step 3
Find the fund you want to invest
- Step 4
Invest & Track
Frequently Asked Questions
A Mutual Fund is a trust that pools the savings of a number of investors who share a common financial goal. The corpus of the fund is then deployed in investment alternatives that help to meet predefined investment objectives. The income earned through these investments and the capital appreciation realised are shared by its unit holders, in proportion to the number of units owned by them.
Some of the major benefits on investing in a mutual fund are: - Diversification - Professional management - Convenience - Liquidity - Variety of schemes and types - Tax benefits
. Equity Funds :
An equity fund is a mutual fund that invests principally in stocks. There are several types of equity funds like Diversified, Sector and thematic, Large-cap, Mid-cap, Small-cap, Multi-cap, Index funds etc. Equity Linked Savings Scheme (ELSS) qualifies for tax exemptions upto Rs. 1.50 Lakhs under section (u/s) 80C of the Indian Income Tax Act.
. Debt Funds :
These funds generates returns for the investors by investing in a mix of debt or fixed income securities such as Government Securities, Corporate Bonds, other debt securities of different time horizons.
. Liquid Funds :
These funds invests primarily in money market instruments like certificate of deposits, treasury bills, commercial papers and term deposits and focuses on maintaining liquidity and safety of the investments. Lower maturity period of these underlying assets helps a fund manager in meeting the redemption demand from investors.
Open-ended funds can be bought and sold at any time; they have no fixed tenure.
You can buy units of close-ended mutual funds only when a mutual fund company launches the fund. Once you buy them, you have to hold your investment for a fixed tenure.
A Systematic Investment Plan (SIP) is a convenient method of investing in mutual funds. Under this plan, an investor contributes a fixed amount towards the mutual fund scheme at regular intervals, and gets units at the prevailing NAV.
Investing in SIP offers two major benefits: - You can start investing with a small amount - You can average out your investment, as SIP involves buying units at different points of time and at different NAV levels.
Under a Systematic Withdrawal Plan (SWP), an investor redeems a fixed number of mutual fund units at regular intervals.
NAV stands for Net Asset Value of a mutual fund. This is basically the price of one unit of a mutual fund.
As per SEBI rules mutual funds cannot guarantee you assured returns.
Yes, applicants intending to hold units in dematerialized form will be required to have a beneficiary account with a Depository Participant (DP) of the NSDL/CDSL and will be required to mention in the application form DP's Name, DP ID No. and Beneficiary Account No. with the DP, at the time of purchasing units.